Attention homeowners in Breckenridge and Summit County: Get an Appraisal today!See the top seven reasons why Colorado homeowners hire Ebert Appraisal Service:
At Ebert Appraisal Service, we understand the special needs of a homeowner after appraisal services. Our customary business clients understand the appraisal process and the standard "products" we deliver to them. But as a general consumer, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings. Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Ebert Appraisal Service, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value conclusion than yours.Challenge property tax assessmentsYour local tax assessor may have your house overvalued if you live in a local area that's declining or is not appreciating as much as other homes nearby. This only means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an expert appraisal from Ebert Appraisal Service is your strongest weapon.Need to remove PMI?PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're seasoned in helping clients just like you delete unwanted PMI insurance.Recently got a freeze to your HELOC?Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Ebert Appraisal Service can provide you with an expert appraisal to help you reinstate your HELOC.Need Field and Desktop Appraisal Review Services?Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for precision? In a field review we will go out and check the subject and comparables in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your property. |
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